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Find a Dental Plan

HMSA dental plans are uniquely designed to work with our health plans to help you achieve better overall health. We make it easy for you to get the dental care you need with affordable options for individuals and families. Here’s some information to help you choose the right dental plan for your needs. If you’d like to talk to someone, feel free to call us at 808-948-5555, option 2, on Oahu or 800-620-4672 toll-free.

If you’re 65 years or older, our Dental Plus plan is designed just for you with great benefits and no out-of-network penalty.

If you need coverage just for your children, check out our Pediatric Essential plan, which will help get them started on a lifetime of healthy teeth.

HMO   Basic   Basic II   High   
Summary
Network accessLimited
(Expanding for 2020!)
BroadBroadBroad
Richness of benefits                               
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ADULT
Monthly premium$22.02 (2019)
$23.12 (2020)
$17.20 (2019)
$18.06 (2020)
$25.21 (2019)
$27.73 (2020)
$35.61 (2019)
$39.44 (2020)
Deductible$0$25$50$0
Coinsurance (preventive)$1010%$0$0
Coinsurance (basic)See Guide to Benefits40%50-60%30%
Coinsurance (major)See Guide to BenefitsNo coverage60%50%
Annual maximumUnlimited$1,000$1,000$1,000
Waiting period (basic)None6 months3 months6 months
Waiting period (major)12 monthsNone12 months12 months
Pediatric
Monthly premium$23.14 (2019)
$24.06 (2020)
$35.55 (2019)
$36.97 (2020)
$30.08 (2019)
$31.28 (2020)
$42.34 (2019)
$44.35 (2020)
Deductible$0$25$50$0
Coinsurance (preventive)See Guide to Benefits10%$0$0
Coinsurance (basic)See Guide to Benefits40%70%30%
Coinsurance (major)See Guide to Benefits60%70%50%
Out-of-pocket maximum1 child: $350
2+ children: $700
1 child: $350
2+ children: $700
1 child: $350
2+ children: $700
1 child: $350
2+ children: $700
Plan DocumentsGuideGuideGuideGuide
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If you’re 65 years or older, our Dental Plus plan is designed just for you with great benefits and no out-of-network penalty.