/  Seniors

Dental Plans for Seniors (Age 65+)

If you’re 65 or older, you can choose one of our regular adult plans or our Platinum “Dental Plus” plan, which offers great benefits and no out-of-network penalty. Choose the option that best meets your needs from the table below.

SUMMARY
Participating provider network
Richness of benefits
Monthly premium
Deductible
Coinsurance
(preventive)
Coinsurance
(basic)
Coinsurance
(major)
Annual maximum
Waiting period (basic)
Waiting period (major)
Plan documents
HMO Basic
(HMO Silver)
Summary
Participating provider network
Hawaii Family Dental + select dentists
Richness of benefits
       
Monthly premium
$23.12
Deductible
$0
Coinsurance (preventive)
Coinsurance (basic)
Coinsurance (major)
Annual maximum
Unlimited
Waiting period (basic)
None
Waiting period (major)
12 months
Basic II
(PPO Silver)
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
     
Monthly premium
$27.73
Deductible
$50
Coinsurance (preventive)
$0
Coinsurance (basic)
50-60%
Coinsurance (major)
60%
Annual maximum
$1,000
Waiting period (basic)
3 months
Waiting period (major)
12 months
High I
(PPO Gold)
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
       
Monthly premium
$39.44
Deductible
$0
Coinsurance (preventive)
$0
Coinsurance (basic)
30%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months
Dental Plus
(PPO Platinum)
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
       
Monthly premium
$46.78 (single)
$93.56 (two party)
Deductible
$25
Coinsurance (preventive)
$0
Coinsurance (basic)
20%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months