/  Seniors

Dental Plans for Seniors (Age 65+)

If you’re 65 or older, you can choose one of our regular adult plans or our Platinum “Dental Plus” plan, which offers great benefits and no out-of-network penalty. Choose the option that best meets your needs from the table below.

SUMMARY
Network access
Richness of benefits
Monthly premium
Deductible
Coinsurance
(preventive)
Coinsurance
(basic)
Coinsurance
(major)
Annual maximum
Waiting period (basic)
Waiting period (major)
Plan documents
HMO Silver
(HMO Basic)
Summary
Network access
Limited (but expanding - learn more)
Richness of benefits
       
Monthly premium
$23.12
Deductible
$0
Coinsurance (preventive)
Coinsurance (basic)
Coinsurance (major)
Annual maximum
Unlimited
Waiting period (basic)
None
Waiting period (major)
12 months
PPO Silver
(Basic II)
Summary
Network access
Broad
Richness of benefits
     
Monthly premium
$27.73
Deductible
$50
Coinsurance (preventive)
$0
Coinsurance (basic)
50-60%
Coinsurance (major)
60%
Annual maximum
$1,000
Waiting period (basic)
3 months
Waiting period (major)
12 months
PPO Gold
(High I)
Summary
Network access
Broad
Richness of benefits
       
Monthly premium
$39.44
Deductible
$0
Coinsurance (preventive)
$0
Coinsurance (basic)
30%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months
PPO Platinum
(Dental Plus)
Summary
Network access
Visit any provider in Hawaii
Richness of benefits
       
Monthly premium
$46.78 (single)
$93.56 (two party)
Deductible
$25
Coinsurance (preventive)
0%
Coinsurance (basic)
20%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months