/  Seniors

Dental Plans for Seniors (Age 65+)

If you’re 65 or older, you can choose one of our regular adult plans or our Platinum “Dental Plus” plan, which offers great benefits and no out-of-network penalty. Choose the option that best meets your needs from the table below.

 
SUMMARY
Participating provider network
Richness of benefits
Monthly premium
Deductible
Coinsurance
(preventive)
Coinsurance
(basic)
Coinsurance
(major)
Calendar year maximum
Waiting period (basic)
Waiting period (major)
Plan documents
HMO Silver
Summary
Participating provider network
Hawaii Family Dental + select dentists
Richness of benefits
       
Monthly premium
$23.12
Deductible
$0
Coinsurance (preventive)
Coinsurance (basic)
Coinsurance (major)
Calendar year maximum
Unlimited
Waiting period (basic)
None
Waiting period (major)
12 months
PPO Silver
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
     
Monthly premium
$27.73
Deductible
$50
Coinsurance (preventive)
$0
Coinsurance (basic)
50-60%
Coinsurance (major)
60%
Annual maximum
$1,000
Waiting period (basic)
3 months
Waiting period (major)
12 months
PPO Gold
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
       
Monthly premium
$39.44
Deductible
$0
Coinsurance (preventive)
$0
Coinsurance (basic)
30%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months
PPO Platinum
Summary
Participating provider network
Over 90% of dentists in Hawaii + national network
Richness of benefits
       
Monthly premium
$46.78 (single)
$93.56 (two party)
Deductible
$25
Coinsurance (preventive)
$0
Coinsurance (basic)
20%
Coinsurance (major)
50%
Annual maximum
$1,000
Waiting period (basic)
6 months
Waiting period (major)
12 months