If you’re wondering whether or not you need dental insurance, the first thing you should know is that medical insurance doesn’t cover most dental services. You can develop oral or dental issues at any time, either from not taking care of your teeth or as a result of an illness or accident.
Dental insurance provides you with coverage that can save you money and help ensure a healthy mouth. You’ll pay rates that dentists have agreed to accept for providing services to HMSA members. So whether you have coverage through your job or you purchase a plan on your own, dental insurance should be part of your financial planning.
Here are some reasons why dental insurance is a good idea:
Many insurance companies offer dental coverage either through employers or on an individual basis. Some insurance companies offer only dental plans while others also offer health insurance. Given the connection between dental health and overall health, choosing a company that offers both is your best option.
HMSA’s Oral Health for Total Health program provides additional dental benefits to members with certain medical conditions that can be improved with better dental health.
We offer a choice of affordable plans:
Shop for an HMSA dental plan.